Going on a school trip with classmates and teachers can be interactive, fun and a great learning experience. Volunteering, studying abroad, high school exchange or simply going on a trip can provide students with long-lasting memories. The last thing you want on such a trip is to tackle issues arising out of lost baggage, flight cancellation etc. Therefore, the importance of school travel insurance can’t be overlooked.
Overview of School Travel Insurance
Just like other forms of insurance, a school trip insurance policy provides all kinds of coverage. Depending on your specific needs, requirements, budget and other factors, you can find a suitable policy. In this post, we’ve discussed different types of coverage provided by school group insurance.
Medical Coverage – It’s always good to be covered against unforeseen medical problems. This coverage provides reimbursements for any medical expenses incurred during the trip.
Emergency Coverage – If a person can’t be moved out to receive medical care, and needs to be evacuated with the help of other personnel, this coverage comes in handy. It provides reimbursement in times of emergencies, primarily arising out of health issues.
Trip Interruption or Cancellation Coverage – There’s always the possibility of someone’s trip getting cancelled due to an emergency. Such coverage allows a person to get reimbursements when the trip is modified or cancelled.
Document Coverage – Perhaps the most important coverage in a school travel insurance. Kids tend to misplace or lose important documents quite too often. If a child loses a passport, identity card etc., this coverage keeps him or her protected.
Medical Reunion Coverage – There are times when a child might fall sick, and his or her parents might have to be called out to the destination. This coverage pays for any charges incurred for such a reunion.
School travel insurance is perhaps one of the most important tools required for a school trip. It keeps everyone’s interests protected, and allows you to have a great trip while enjoying peace of mind. To plan and organise your next school trip, get in touch with us by clicking here.